When you apply for a credit card, you almost always think first of your own bank. But it is not always the cheapest to take out your credit card with your own bank. Sometimes you can save (a lot of) money by looking around a bit longer. If you, like many other people, have had a credit card for years, chances are that you too can benefit from a lower interest rate. Transferring your credit card is a very simple operation that will often save you money. Certainly for larger credit amounts you often pay a lower interest rate.
A credit card credit is considered by creditors as a revolving credit. After all, you can also pay (larger) expenses for many years. The limit that can be repaid in installments is also a form of borrowing money. You often pay up to 14% interest per year for this, and that can be much cheaper. A credit adviser can optimally advise you on what is a wise choice in your situation and whether re-using your credit card offers you benefits.
Transfer credit card to another form of financing
You can also have your credit card transferred to another form of borrowing. Borrowing money in the form of a credit card is often very expensive. You pay for a subscription and you generally have to pay a higher interest. A credit advisor is happy to see if there is a cheaper way of borrowing money for you, such as a personal loan or a revolving credit. We weigh up the pros and cons and examine your personal situation. We discuss your needs and compare premiums, interest rates and conditions with each other. This is how we arrive at an independent and well-considered choice.
Make an appointment with an advisor
Good Financee can see for you whether transferring your credit card is a smart step without obligation. Make an appointment with one of our advisers. They will be happy to get started with calculating and reporting the options. We work step by step towards optimal financing for you. As an independent broker, we are also free to place your financing with all financial institutions with whom we do business.