In each of our lives there are situations when we urgently need an additional injection of cash – whether for the purchase of home appliances, a child’s wedding or a dream holiday. Fortunately, companies specializing in quick installment loans enable us to get the required amount in a fairly short time. If we meet certain conditions, money can be on our account even within a dozen or so minutes.
What is the installment loan characterized by?
An installment loan can mean both buying in a store a given item in installments, as well as taking out a cash loan at a bank outlet, which should be repaid regularly, in a specified time limit specified in the contract.
If we are not satisfied with the interest rate of installments offered by a given store, it is worth reviewing the offer of loan companies, especially those operating online. Acquiring money with this channel is a great convenience – the funds will be quickly on your account and transactions will be made in your own home. Borrowed money can then be used for cash purchase of the desired item.
A loan only in a bank?
If we need a large sum, a good, though not ideal, way to raise money will be an installment loan taken out in a traditional bank. However, we must take into account the requirements that such institutions put before clients. I am talking about a certificate of permanent employment, two identity documents, a certificate of no criminal record, no debt, as well as adequate creditworthiness. We must also take into account the fact that if we do not meet even one of these conditions, we will most likely get a negative reply.
It is completely different in the case of an installment loan , which we will contract with a loan company specializing in granting quick loans, so-called chwilówek. In this case, we save time that we would dedicate to completing the documents required by the bank. What is important, the installment loans in such companies are usually granted on the presentation of only the ID card, which means that no one will require us permanent employment and high earnings. In the case of an urgent need for cash, this is an ideal solution.
An installment loan in a few minutes
Going to a company that provides installment loans as proof is not the fastest way to get a loan. For a long time, there are loan companies operating in the network. On the internet, we find thousands of companies offering such services. Among them, we can find many cheats. It is worth using the services of a legally operating company, such as CashMan. Thanks to this, you will save yourself the trouble in the future.
Thanks to online services, we can borrow up to 5,000 zlotys without leaving your home. All you have to do is register on the company’s website and complete the form. Then we can only enjoy the cash that is on our account.
Do not be afraid of complicated procedures
People who are considering a decision to take an installment loan via the Internet often fear the very process of taking out such a loan. Completely unnecessary – the form that is completed when submitting the online application is transparent and clear. In addition, you can count on a telephone consultant who will dispel any doubts.
Individual approach to client
Financial companies try to meet the expectations of customers by offering them the best services for them. CashMan is characterized by an individual approach to the client, offering the best and most tailored solution to the situation of a person taking out an installment loan. In addition, our company offers, among others bonus program, the possibility of taking out a renewable loan as well as a free loan.
Rules for incurring installment loans
Companies specializing in installment loans clearly define the conditions under which we have to pay back the loan. By signing the contract, we agree to the interest rate, number of installments and possible penalties resulting from non-payment of receivables on time. If, however, we make an agreement on time, we will not only avoid penalties, but we will build our credibility towards the bank or loan company.
What makes an installment loan?
In addition to the interest rate which the loan company determines individually, additional payments usually occur to the total amount of the loan. These are the amount of insurance or loan payment, which is imposed on a one-off basis. The contract may also include a provision regarding a one-time payment for processing the application. Some companies also impose fees for various notifications or prompts. If we want to extend the repayment of the loan, we will probably also have to pay for it. It is worth to register on the CashMan portal, where there are no hidden costs, and the terms and conditions are clear.
At CashMan, all information is provided before the contract is signed. In the case of an installment loan taken on the Internet, read the regulations carefully. The lender may not require the client to incur costs that are not specified in the contract or regulations. You will not find hidden costs on our website and the rules for obtaining money are clear before accepting the commitment.